The Submerged Town of Lurklife 5 is a colossal, environmentally stunning nation, ruled by Luvul Levil with an iron fist, and notable for its compulsory military service, smutty television, and stringent health and safety legislation. The hard-nosed, cynical, humorless population of 8.729 billion Lurklife 5ians are ruled without fear or favor by a psychotic dictator, who outlaws just about everything and refers to the populace as "my little playthings."

The medium-sized, corrupt, socially-minded, well-organized government juggles the competing demands of Law & Order, Welfare, and Defense. It meets to discuss matters of state in the capital city of Diruru. The average income tax rate is 33.2%, but much higher for the wealthy.

The Lurklife 5ian economy, worth 609 trillion marks a year, is driven entirely by a combination of government and state-owned industry, with private enterprise illegal. However, for those in the know, there is a slick, highly efficient, fairly diversified black market in Trout Farming, Door-to-door Insurance Sales, Uranium Mining, and Tourism. The private sector mostly consists of enterprising ten-year-olds selling lemonade on the sidewalk, but the government is looking at stamping this out. Average income is 69,804 marks, and distributed extremely evenly, with little difference between the richest and poorest citizens.

Political commentators say that Luvul Levil's fruitcake plans are about to go pear-shaped, former public radio talk pundits are being deployed to front line war zones, oddly patriotic flash mobs spontaneously sing the national anthem, and bungee jumpers rarely go splat. Crime, especially youth-related, is totally unknown, thanks to a capable police force and progressive social policies in education and welfare. Lurklife 5's national animal is the panther, which frolics freely in the nation's many lush forests, and its national religion is Anatadare.

Lurklife 5 is ranked 7,415^th in the world and 35^th in Suspicious for Largest Insurance Industry, scoring 6,393.37 on the Risk Expulsion Effectiveness Rating.